
tracy and i embarked on a new journey almost a year ago—the life of a one car family. for the most part it has been relatively pain free, a few hitches here and there as we try and coordinate schedules to get everywhere that we need to get to but for the most part those hitches have been weather related. (it’s hard to ride my bike—bicycle—the 5 miles into the office when there’s snow everywhere.) we’ve figured out a fairly beautiful system that will run perfectly when the snow is gone and spring arrives—it has been really interesting riding a bike in 12 degree weather with wind chills in the negative.
yesterday, however we hit a major snag… tracy was in an accident. she got hit in the side by a driver unaware she was there… (probably talking on a cell phone). the lady admitted she didn’t see tracy and didn’t stop until after she hit her—no brakes. tracy, thankfully is okay, but our poor, poor little prius is not so hot at the moment. it’s running a but funkily and as a result we have become a no car family in one brief instant.
dealing with insurance companies is never any fun, but it’s especially no fun when you can’t reach an adjuster from a different insurance company so that you can get a rental car on their dime. (and honestly, i’m not looking forward to a rental car that will last longer than a week—going from 50 mpg to 20 mpg is not going to be so kind on the budget.) so, with no backup we sit… waiting…
the one bright spot for this whole thing is that this time—tracy got hit before in a gas station parking lot while pumping gas by a drunk driver—this time the lady that hit her has insurance! last time this was not the case.
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- christmas joy.
- germany ho!
- fire and mice.






Been driving a 91 accord with 150k miles and 92 grand voyager for the fam with 230k miles on it, and both are running great. There not the nicest things in the world, but dependable and still get good gas mileage. The accord gets around 30 and the van around 23. I fully plan on driving them til they cant drive anymore. I dont ever want a car payment unless absolutely necessary and hopefully with the money we have been saving from no car payments, we can pay for a newer car one day with cash!
What ins co, Aaron? Who are you having an issue with?
American Family Insurance.
It has taken until now, 1:00, to get everything squared away (hopefully)… this saga began this morning at 8. I’m getting ready to head to get an estimate and hopefully a rental car and there should only be a 2-day turnaround (or so they say—I’m a little bit skeptical, can you tell?)
I’m ready for this to be over already…
Maybe you should pray to the spirit of Osteen and get a new car. You are a dirty sinner Monts and that is evident because you have not been blessed yet!
i forgot about the power of the osteen! thanks matt… i’ll certainly repent of my ways and ask for a big houston blessing!
[...] couple of days ago in my frustration i wrote a post entitled the downfalls of a one car family, and although it’s true that only having one car does set you up for potential disaster, [...]